Home Insurance

Our agents can offer helpful information regarding Homeowners, Condominium and Renters insurance. They will educate you about choosing the best coverage amounts, different types of homeowners insurance, and much more, each designed to achieve a level of insurance protection custom fitted just for you.

Why do you need homeowners insurance?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.

• If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
• If a guest in your home is injured, liability protection and medical coverage help pay expenses.
• If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
• If you are still paying for your home, your lender will require insurance.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what’s included and what is not.

Remember Homeowners insurance also covers Renters and Condo Owners.  Before you get stuck having to foot the bill for repairs or personal injuries call us. Make sure you carry at least 80% coinsurance on your home insurance policy. We work with you to find the right coverage and the right price. Check with your agent to find out more.

Flood Insurance

We also offer Flood Insurance. Homeowners and renters insurance does not typically cover flood damage. No home is completely safe from potential flooding. Just one inch of water in a home can cost more than $25,000 in damage—why risk it?